The better way to buy insurance

Fast, affordable life, critical illness and health & dental insurance; there for Canadians when they need it most.

Quick & easy insurance you can get while your coffee’s still hot

Everything about the process is online, with coverage and term advice tailored to your needs. Need some pointers? Our licensed insurance advisors are available Monday to Friday.

Get an instant, no-obligation quote

Answer 4 questions, adjust your coverage amount & length (if you like), and get a quote in seconds.

Here's how you're protected with the best insurance in Canada

Affordable, fully underwritten life insurance, critical illness insurance and health and dental insurance policies.

Cancel anytime without fees or penalties. 30-day grace period for missed payments.

Over $5 billion in insurance coverage sold, protecting Canadians like you

Here’s why your friends, neighbours, and colleagues choose PolicyMe for their insurance needs.

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Fast and easy application process

Up to 20 minute online application, on average
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No unnecessary meetings
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Instant decision
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Most customers get approved without a medical
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Honest, uncomplicated coverage

Genuine expert advice (and only when you ask for it!)
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A fully underwritten policy
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A policy designed with your budget and family in mind
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Provincial Healthcare*
PolicyMe

Common Out-of-Pocket Dental Costs

Common out-of-pocket dental costs covered by PolicyMe's insurance

Dental Examinations and X-Rays for Adults
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Routine Dental Cleanings, Fillings & Extractions
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Endodontic and Periodontal Treatments
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Major Restorative Dental Surgeries
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Braces
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Other Out-of-Pocket Healthcare Costs

Other out-of-pocket healthcare costs covered by PolicyMe's insurance

Prescription Drugs for Adults
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Eye Examinations & Prescription Eyewear
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Registered Therapists (Massage therapists, chiropractor, etc.)
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Mental Health Services (Psychologists, Psychotherapists, etc.)
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Government Healthcare*
PolicyMe

Common Out-of-Pocket Costs

Common out-of-pocket costs covered by PolicyMe's health insurance

Prescription Drugs (including Birth Control)
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Dental Exams, Cleanings & Procedures
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Orthodontic Braces, including Invisalign
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Glasses, contacts and correct eye procedures
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Registered Therapists (Massages, Chiropractor, etc)
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Mental Health Services (Psychologists, Psychotherapists, etc.)
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Orthotics, Hearing Aids and much more
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Government Healthcare*
PolicyMe

Common out-of-pocket vision costs

Common out-of-pocket vision costs covered by PolicyMe's Health Insurance

Eye examinations
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Prescription eyeglasses
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Contact lenses
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Corrective eye surgery
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Other out-of-pocket healthcare costs

Common out-of-pocket healthcare costs covered by PolicyMe's Health Insurance

Prescription drugs for adults
Not Included
Included
Dental exams, cleanings and procedures
Not Included
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Registered therapists (massage therapists, chiropractor, etc.)
Not Included
Included
Mental health services (psychologists, psychotherapists, etc.)
Not Included
Included

Power50: PolicyMe named one of Canada's most impactful companies in 2021

Best of all, you won’t need to haggle with an insurance agent or fill out mountains of paperwork. PolicyMe will take care of your application for you, free of hassle and free of charge.

Women of the Year 2021: PolicyMe Co-Founder and COO Laura McKay is putting families first by redefining the insurance industry

FAQ: PolicyMe insurance

We’re big believers in keeping things simple, so ask us anything and we’ll answer honestly and without the jargon.

You probably need life insurance if you have people who are relying on you financially, whether that's a partner, young children, elderly parents or anyone else. You should also consider life insurance if you have large debts like a mortgage or business loan.

It depends on your financial situation, but for most Canadian families, yes. Term life insurance is for those who want financial protection for a set period of time, usually between 5-30 years while raising a family or paying off debt.

It’s a much more affordable option than whole life insurance, which can be more than 8x more expensive. And because we believe term life insurance is the better option for most Canadians, term is the only option we offer.

You can read a comprehensive review of the best life insurance companies in Canada.

You bet it is. Health, occupation, and lifestyle questions are asked upfront, giving you greater certainty at claim time.

It’s the tax-free amount that your loved ones would receive if you were to pass away.

Nope! During your policy term, your monthly price is locked in and will not increase.

If this happens, we’ll be here for your loved ones to help them through the claims process. We provide an experienced Claims Concierge as the single point of contact for your family – from making the insurance claim to getting the payout.

The amount of coverage you need depends on factors like your income, debts, and family needs. A general rule of thumb is to aim for coverage that equals 5-10 times your annual income. But everyone’s needs are different, so consider your financial obligations and future goals to determine the right amount for your situation.

Have a question we didn’t answer?

Call +1 (866) 999-7457 from 9AM-5PM EST Monday to Friday or email us. Our insurance expert team is happy to help!

Reviews matter. And we've got hundreds of them

Not interested in our glowing reviews? We get that. Read our 1-and-2 star reviews that we’ve worked to make better. (See, we told you we were honest.)

Insurance that Canadians actually love

Let us take care of getting you covered.