Health Insurance Quotes, in Just 2 Clicks

A health insurance quote is a calculation of what you’ll pay for a health insurance plan. It provides a clear view of the cost and coverage you can expect. When you request a quote, insurance companies consider factors like your age, health status, and where you live to give you a tailored figure just for you.
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Whether you’re a retiree, self-employed, or need extra coverage beyond government plans, a health insurance quote is your first step to securing coverage for out-of-pocket health costs. A quote helps you find the right coverage for your budget and needs, ensuring no surprises later.

In Canada, health insurance quotes can sometimes include dental insurance, but it’s not always a given. When you receive a health insurance quote, it's essential to check if dental coverage is part of the package. Health and dental insurance are often bundled together to cover a wide range of medical expenses, from prescription drugs to routine dental check-ups and more extensive dental procedures like orthodontics​​​​.

To be sure about what your quote includes, look for details on the types of services covered. Many plans offer comprehensive packages that might cover dental, vision, and extended health benefits along with core medical services. If dental isn’t included, you might have the option to add it on. Always clarify with your provider to ensure you understand what's covered and to avoid any surprises when you need to use the services​​​​.

Simply fill out the quick questionnaire with your basic details like age and province. We'll instantly provide a personalized plan and recommendation quote for you.
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If you have any questions or need assistance, our licensed advisors are just a click or call away. We’re here to ensure you get the right coverage, all with a process that’s simple, transparent, and affordable. Get started now and secure your health and peace of mind with PolicyMe.

Getting health insurance quotes online in Canada is a breeze. Thanks to advancements in technology, many Canadian insurance providers now offer quick and easy online quote tools. Just pop onto their website, answer a few straightforward questions about your health, lifestyle, and coverage needs, and you'll get a customised quote in minutes. This means no more waiting on hold or scheduling appointments—just instant access to the information you need to make an informed decision.

But it's not just about convenience. Online quotes also allow you to compare different plans side by side, helping you find the best coverage at the right price. Many insurers also provide the option to tweak your coverage levels and see how it affects your premium, ensuring you get the most bang for your buck. Plus, if you have any questions, licensed advisors are usually just a click away to provide expert advice and guide you through the process​​​​​​​​.

Health insurance costs in Canada can vary widely depending on several factors, including your age, health status, and the type of coverage you need. On average, a basic health and dental insurance plan might cost between $50 to $150 per month for an individual. More comprehensive plans that include extensive dental care, vision, and prescription drug coverage can range from $150 to $300 or more per month. It's essential to assess your specific needs and compare different plans to find the best fit for your budget and health requirements​​​​.

If you’re employed, you might already have some coverage through your employer’s group benefits plan, which can lower your personal costs. However, if you’re self-employed or don’t have access to a group plan, you’ll need to look into individual policies. Additionally, certain provinces offer varying levels of coverage for specific demographics, like seniors or low-income individuals, which can affect the overall cost. Always consider what’s included in a plan, like prescription drugs, dental care, and vision care, to ensure it meets your needs and offers good value for your money​​​​.

Comparing health insurance quotes in Canada might seem like a headache, but it doesn’t have to be. Start by listing your must-haves: prescription drugs, dental care, vision, and any other specific needs. Once you have your list, hop online to get quotes from different providers. Use comparison tools to see the differences side by side. Don’t just look at the price—consider what’s included in the coverage. Are prescription drugs, dental visits, and vision care part of the deal? How about extra perks like telehealth services or extended health benefits?

Next, dig a bit deeper into the fine print. Check for waiting periods, exclusions, and claim processing times. Some policies might look cheap but come with longer waiting periods or fewer covered services. Also, see if the provider has a good reputation for customer service—nobody wants to be stuck on hold forever when you have a claim to process. And remember, if you have questions or need help, most providers have licensed advisors ready to assist you. Comparing quotes thoroughly ensures you get the best bang for your buck and the coverage that fits your needs​​​​.

Securing health & dental insurance coverage in Canada can be swift and straightforward. With PolicyMe, there’s no lengthy application process. Simply fill out a a few quick questions to get your personalized quote, pick your plan and make your payment.
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Once completed, your coverage is typically confirmed by email within 1-2 business days and activated on the date you choose. Best yet, all plans are guaranteed acceptance so there are no medical questions or exams required.

Yes, health insurance premiums are tax-deductible for Canadians. Your private health insurance premiums for yourself and your dependents are eligible medical expenses that you can claim at tax filing time. This includes both health and dental insurance. It's a great way to reduce your taxable income while ensuring you and your family are covered for essential healthcare needs.
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There are some nuances to this for Canadians who run their own businesses. If you're unsure, it’s wise to consult with a tax professional to maximise your deductions and ensure compliance with CRA regulations.