Affordable Vision Insurance: Sharp vision and sharper coverage

Vision insurance helps cover the cost of eye care, like routine eye exams, prescription glasses, contact lenses, and sometimes more advanced treatments like laser eye surgery!

In Canada, most government health plans don't cover these vision-related services for adults, which can make regular eye care expensive over time. Vision insurance fills that gap, making it much easier to manage the costs of maintaining your eye health.

For Canadians without access to vision care through their employer, or for those who need extra coverage, a vision insurance policy can be useful. Whether you need a simple eye check-up or new prescription lenses, having vision insurance means you can protect your eye health while keeping costs under control. It's a smart choice for individuals, families, retirees, and anyone who wants to prioritize their vision care without worrying about the financial burden.

In Canada, you don't necessarily need to purchase separate health insurance to get vision coverage. Many health and vision insurance plans come bundled for your convenience with both general health and vision needs. This allows individuals to have more all-encompassing insurance coverage without the hassle of getting multiple policies.

By opting for a combined health and vision insurance plan, you make sure you're covered for routine eye exams, eyewear, and other health services not typically included in provincial health plans.

With PolicyMe, securing vision coverage is simple—fill out a quick form, make your payment, and you’re covered!

Deciding whether you need vision insurance in Canada depends on your eye care needs and financial situation. If you need regular eye exams, prescription glasses, or contact lenses, vision insurance can help you save on these recurring expenses – because those things can get pricey! Without coverage, routine eye check-ups and corrective lenses can add up, especially if your prescription changes often or you have specific vision issues like astigmatism or eye strain from prolonged screen use (don’t we all!).

Conversely, if you have good vision and only need occasional eye exams, you might feel that insurance isn’t needed. But vision problems can develop as you age, and conditions like glaucoma or cataracts may arise unexpectedly. Having vision insurance can provide peace of mind in these situations, covering not only preventive care but also unexpected treatments. To decide if vision insurance is right for you, assess your current vision needs, budget, and any future risks that could affect your eye health.

Retina exams are sometimes covered by personal vision insurance plans. The reality is that there is a ton of variation between health insurance plans across different companies in Canada. In addition to those variations, each company might also have different tiers of health insurance plans to choose from.

For example, PolicyMe has Economic, Classic, and Advanced health insurance plans that offer a range of coverage for vision care services. In PolicyMe’s case, each plan covers retinal exams.

Yes you can get vision insurance without a job. In Canada, vision insurance plans are available to everyone, regardless of employment status. Whether you're self-employed, retired, or temporarily between jobs, you can still access vision care through these plans, which typically cover eye exams, prescription glasses, and contact lenses.

These days, many Canadians rely on their employers for vision care coverage. But if you’re not employed (or your employer doesn’t offer sufficient coverage), opting for an individual vision insurance plan makes sense. These policies are also sometimes called personal vision insurance plans.

These personal/individual plans are designed to help cover costs that aren’t included in provincial health care, like routine eye check-ups and corrective lenses. Companies like PolicyMe offer affordable options that allow you to choose the coverage that suits your budget and needs. With a range of flexible plans available, you can protect yourself from high out-of-pocket expenses for vision care. Many insurers also provide online tools to help you easily compare and select the right plan for your vision health needs.

Vision insurance might not seem like a priority, but it can be a smart decision for both your finances and your eye health. In Canada, provincial health plans typically don’t cover routine vision care for adults, such as eye exams, glasses, or contact lenses. Without insurance, these costs can add up—eye exams alone can range from $80 to $150, and prescription glasses or contact lenses can cost hundreds of dollars.