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Simple and affordable life insurance. Finally.

You deserve a life insurance policy that's easy to get, and affordable to buy. And with PolicyMe, you get both.
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PolicyMe Perks for My Bequest
Your first two months are free!
Couples Coverage: Get 10% off your first year
Child Coverage at no extra cost

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Coverage for
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Me & My Partner
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Different genders have different rates of developing illnesses, which is why insurers take it into account with pricing policies.We understand that you might not define your identity as simply "Male" or "Female" so we're working to add more options.We appreciate your flexibility.
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13 or more cigars.

Otherwise, select “No”. Note: Cannabis products are NOT considered to be nicotine or tobacco products.
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A quick and easy application you can complete while your coffee’s still hot

Everything online, with coverage and term advice tailored to your needs. Need help? Our advisors are available 7 days a week.

Step 1

Get an instant, no-obligation quote

Answer 4 questions, adjust your coverage amount and length (if you like), and get a quote in seconds.

Step 2

Apply online in 20 minutes and find out if you’re approved right away

Most people are approved without any medical follow-ups.

Step 3

Activate your policy when you’re ready

Your approval lasts for 90 days, so take your time! You can buy your policy whenever you’re ready.

As parents ourselves, we know the importance of saving time and money

So, when we realized that 40% of a life insurance policy's rate was spent on distribution and underwriting costs, we decided it was time to work our magic, eliminate any wasted efforts and pass those savings back to you.
A graph comparing the breakdown of monthly premiums offered by other companies and PolicyMe. The cost of the coverage is the same no matter the insurance provider, PolicyMe's cost of operations are lower than other companies by 40% which enables PolicyMe to offer greater customer savings.
When I got an instant decision from PolicyMe, I thought, great. That's one thing less on my list. [...]
If somebody at a park asked me if they should get life insurance, I would say, look up PolicyMe.
Liz
Mother, Financial Blogger and PolicyMe Customer
Click to play Liz' story.
Play Liz's Story

Over $5 billion in coverage sold, protecting families like yours

And that’s just so far. Here’s why parents are choosing PolicyMe.

Few other companies offer a discount for couples applying together.
Other companies either don't provide life insurance for kids or they add extra charges for the coverage.
Other companies either don't provide life insurance for kids or they add extra charges for the coverage.
Other companies require customers meet with an advisor and complete medical telephone interviews before processing their application. On average, traditional companies issue policies in 4-6 weeks or more.
Other companies incentivize their advisors to sell more by giving them a commission on every policy sale.
Other companies offer fully-underwritten policies.
Other companies operate very inefficiently driving up the costs.
Other companies require a phone call or meeting to provide you with a quote and complete the application process.
On average, it takes other companies 4-6 weeks to give a decision on a customer's application.
Other companies require all applicants complete a medical exam, regardless of their health.
PolicyMe logo
Other Companies

Family-First Features

Honest & Uncomplicated Coverage

Fast & Easy Application Process

Your first two months are free!
Couples Coverage: Get 10% off your first year
Child Coverage at no extra cost
20 minute-or-less online application process
Advice only when you ask for it
A fully underwritten policy
A policy designed with your budget and family in mind
No unnecessary meetings
An instant decision
Most customers get approved without a medical
PolicyMe offers 5% savings off their monthly rates to couples applying together.
PolicyMe is the only Canadian provider to offer in free life insurance for all of your kids (and future kids) when you buy a policy with us.
PolicyMe is the only Canadian provider to offer in free life insurance for all of your kids (and future kids) when you buy a policy with us.
It takes PolicyMe customers 20 minutes or less to complete their online application process.
PolicyMe advisors are non-commissioned, so they have your best interests at heart.
PolicyMe's policies are all fully underwritten.
PolicyMe has streamlined the application process, eliminating unneeded costs so they can pass on the savings to you.
PolicyMe advisors are here to help you whenever you need everyday from 9AM-6PM EST. Meetings are never a requirement.
PolicyMe customers find out as soon as they submit their application whether they're approved or need to provide more info.
PolicyMe uses the information you provide in your application to underwrite your policy.
BayStreerBull named PolicyMe one of Canada's most impactful companies in 2021.
BayStreetBull

Power50: PolicyMe named one of Canada's most impactful companies in 2021

1 / 3
The Financial Post's review of PolicyMe

"Best of all, you won’t need to haggle with an insurance agent or fill out mountains of paperwork.

PolicyMe will take care of your application for you, free of hassle and free of charge."

2 / 3
BayStreerBull named PolicyMe's COO and Co-founder, Laura McKay, one of their Women of the Year 2021.
BayStreetBull

Women of the Year 2021: PolicyMe Co-Founder and COO Laura McKay is putting families first by redefining the insurance industry

3 / 3
Click to see more news about PolicyMe.
Click to see more news about PolicyMe.

Your big questions, boldly answered

We’re big believers in keeping things simple, so ask us anything and we’ll answer honestly and without the jargon.

Have a question we didn't answer?

Call +1 (866) 999-7457 from 9AM-5PM EST daily or email us anytime. Our Ontario-based team is happy to help!
Our Canadian advisors are available 7 days a week, from 9 a.m. to 5 p.m. ET.
Life insurance
PolicyMe
Do I even need life insurance?
Is term life insurance best for me?
Is my policy fully underwritten?
What's a death benefit?
Will my prices increase if my health declines?
What happens if I pass away while my policy is active?
What exactly does PolicyMe do?
How do I know PolicyMe will be around in 30 years?
Are PolicyMe advisors commissioned?
How does PolicyMe make money?
How will you handle my family's claim if I pass away?
What if I want to cancel my policy?

Reviews matter and we've got hundreds of them

Not interested in our glowing reviews? We get that. Just click “Filter Reviews” to read the 1-and-2 star reviews that we’ve worked to make better. (See, we told you we were honest.)

For the parent who’s taken care of everything… except that one thing

Let us take care of getting you covered.
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